Best Trending Payment App / Online Wallet in India

What Is A Payment App/ Mobile Wallet?

An installment application or a portable wallet is a versatile application that permits you to store your charge or Visa data that can be utilized to pay for labor and products in computerized cash as opposed to utilizing actual cards or money and furthermore send cash online to companions, family, or shippers in a moment. It is very much like having a computerized wallet on your telephone.

Computerized installments are a quickly developing industry in India. There are north of 50 outsider applications that are functional under the UPI framework.

In a bid to guarantee equality among the players, the National Payments Corporation of India (NPCI) covered the piece of the pie to 30%, restricting their portion in the general volume of exchanges on the brought together installment interface.

Here is our rundown of the best advanced installment applications in India:

Top 10 Digital E-Wallet Apps In India | Android & IOS Apps


This Bangalore-based online payment app is India's first UPI-enabled payment app, backed by Walmart-owned Flipkart with over 300 million registered users across India. PhonePe leads the UPI payment market in India with a 46.04% market share.  

With PhonePe, you can transfer money, recharge, pay bills, shop online, book flights, invest, etc. Since it works on the UPI system, you can link your bank account with your PhonePe account to make transactions. You can also make payments through PhonePe wallet, debit card, and credit card.

You can link your other existing e-wallets such as Jio Money, Airtel Money, and others with the PhonePe app for hassle-free money transfer between these wallets. 

Google Pay

Google Pay, formerly launched as Tez in India is a digital payment app from Google which utilizes the UPI to enable in-app, online, in-store, and in-person cashless transactions on mobile devices, tablets, smartwatches. Users can send and request money from other Google Pay users within India. 

Google Pay India also has similar product offerings in other markets such as various cashback and other rewards including scratch cards, discounts, etc.

As per the latest data from the NPCI, Google Pay shares 34.36% of the total UPI payment market in India, second to PhonePe. There are over 70 million active users in the country.


Paytm (or pay through mobile) is a Noida-based fintech firm that is owned by One97 Communications. Paytm is one of India's largest mobile payments and e-commerce player. It allows cashless transactions through the Paytm app or Paytm website. 

Paytm wallet lets you store and send money from one wallet to another wallet or pay directly from your bank account using the UPI. You can recharge your mobile phones, metro cards, data cards, DTH cable and make utility bills payments, postpaid payments. Or book movies and travel tickets, do online shopping or use at various locations such as taxis, grocery shops, restaurants, malls, etc.

With over 150 million active users, Paytm continues to be at the top with the largest volume of transactions by any payment firm in India. Paytm is valued at $16 billion as of 2020.

What is Paytm And How to Use It in 2021 - Finance Bazaar Online

Amazon Pay

Amazon Pay, possessed by web based business monster Amazon is a web-based installment administration that permits clients to utilize installment strategies put away in their Amazon represent the acquisition of labor and products on Amazon and other outsider internet business sites. Clients can likewise take care of service bills, telephone bills, send cash to contacts, from there, the sky is the limit.

You can likewise set up Amazon Pay UPI for UPI exchanges by enlisting through the Amazon application. Amazon UPI administrations are given by Axis Bank. There are currently 50 million clients utilizing Amazon Pay UPI administrations.


Believed by north of 27 million clients, FreeCharge is a famous web based business site and a computerized wallet possessed by Axis bank. Clients use FreeCharge to re-energize their paid ahead of time, postpaid, metro card, DTH, service bill installments, and do web based shopping and in-store buys.

Showcased as the one-stop answer for online re-energize, it covers significant organization suppliers in India including Airtel, Aircel, Vodafone, BSNL, and so on. It offers liberal cashback, different limits for different exchanges.

FreeCharge wallet is UPI-empowered which permits clients to send and get cash through the UPI framework.
Freecharge New User Coupons 2022: 100% Cashback


JioMoney is a computerized installment application by Reliance Industries that can be utilized for bill installments, re-energize versatile/DTH, and making installments at huge number of on the web and actual stores. JioMoney is accessible as an installment choice at a few web based business destinations.

JioMoney additionally offers limits, cashback, coupons, and arrangements.

JioMoney Wallet is accessible for download on Apple App Store or Google Play Store. The cash can be added to the wallet utilizing Net banking, check card, or Mastercard or connect the financial balance.


Established in 2009, Mobikwik is perhaps of the biggest portable wallet that is utilized for online installments, for example, sending and getting cash, versatile re-energize, cover service bills, on the web and in-store buys, and then some.

Clients can utilize charge or Mastercards to add cash to the wallet to make the installments. The administrations are accessible on a work area site as well. Mobikwik professes to have in excess of 107 million clients, 3 million shippers, and north of 200 bill payers on their foundation.

The organization has a valuation of more than $700 billion.

MobiKwik to power mobile and utility payments on Flipkart

Airtel Money

Airtel Money is one of the versatile wallets accessible in India that allows you to send cash, take care of bills, re-energize your cell phones, and shop in-stores. Airtel Money is important for the Airtel Payments Bank, an auxiliary of Bharti Airtel.

Clients can work Airtel cash without a financial balance and even work without a web association. It is connected to your portable number and makes for a problem free exchange.

Airtel Money additionally gives offers and arrangements for shopping on the web and making installments. You can get additional discussion time in the event that you re-energize your Airtel prepaid telephone through the application.

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